BlueSnap: The Smart Authorize.net Alternative to get Frictionless Payments, Global and Mobile Right

Authorize.net is one of the original payment gateway providers.  The number of merchants who still utilize their gateway services is impressive. Authorize.net however, has failed to keep up with recent technological advances and new, more efficient payment processing models. Fortunately, BlueSnap offers a smart Authorize.net alternative by providing a modern payment processing service approach that can dramatically improve customer experience while simplifying your payment operations.

BlueSnap, a global payments solution, provides merchants like you with all the tools you need to create a beautiful, frictionless payment experience while dramatically simplifying (and, often reducing the costs of) your payment operations.

BlueSnap’s Key Highlights:

  • A single integration provides you Gateway, Processing and Merchant account services from a single provider. When required, this can include access to local processing around the world with multiple banks connected to the Powered Buy Platform™
  • RESTful APIs built to support mobile-first simplify the development of a beautiful, frictionless payments experience.
  • Heavy investment in new technology to insure emerging payment types are supported; including emerging digital wallets such as Visa Checkout, AliPay and Apple Pay as well as Masterpass, PayPal and AMEX Checkout.

BlueSnap will work with you to ensure simple onboarding, pricing transparency, and greater global support and emerging payment functionality – allowing you to capitalize on today’s eCommerce opportunities.

Which Is the Better Choice for Your Business – BlueSnap or Authorize.net?

Integration
Feature BlueSnap
APIs RESTful API with Hosted Payment Fields to reduce PCI scope API
Hosted Pages Dynamically localized Hosted Checkout pages, branding and layout customizable Simple hosted pages
Virtual Terminal Full Virtual Terminal with email support for one-time invoices Full Virtual terminal and invoice support
Global Processing
Feature BlueSnap
Acquiring Banks Multiple global banks to process locally for your shoppers through a single integration A unique contract and integration with each bank you connect to. Requires unique connections for each region.
# of Currencies Accepted? 100 2 to 20 Depends on the bank you connect to.
# of Payment Types Accepted? 100 Major Card brands and then PayPal wallets
Mobile Wallets PayPal, AliPay, MasterPass, Visa Checkout, ApplePay (Q4) PayPal, Visa Checkout, ApplePay* (Dependent on support from connected Bank)
User Experience
Feature BlueSnap
# of Languages 29 1
Mobile Payments Yes – including Mobile templates for Fricionless Checkout Commitment to support all Mobile Wallets Yes Built Mobile support for Card Present (similar to Square)
Subscriptions
Feature BlueSnap
Recurring Payments Yes - plus a full subscription engine for more complex requirements Yes – recurring transactions only
Tokenization and Vaulting Yes. In addition, BlueSnap offers Hosted Fields for encrypting card data to enhance PCI protection Yes
Security and Compliance
Feature BlueSnap
Fraud Protection Yes - partnered with Kount for industry best-in-class fraud prevention Yes - homegrown solution
PCI Compliance PCI Level 1< PCI Level 1<
Pricing & Support
Feature BlueSnap
Reporting Sales Intelligence, Payment Conversion Reporting & Consolidated Reconciliation for all payment types & currencies / geo Limited Sales Intelligence and Reconciliation. Requires additional work to connect to Bank and Processor reporting.
Customer Support Global team with call-in support Primarily US team with call-in support
Developer Support Developers.Bluesnap.com, dedicated account management team Developer.authorize.net
Rate 2.90% - negotiable for existing merchants The rate is determined by the Bank. In addition Authorize.net will charge a gateway fee. Typically an Invoice is difficult to interpret with multiple fees being applied to both the account and each transaction. The rate is determined by the Bank. In addition Authorize.net will charge a gateway fee.
Per Transaction Fee $0.30 The rate is determined by the Bank. In addition Authorize.net will charge a gateway fee. Typically an Invoice is difficult to interpret with multiple fees being applied to both the account and each transaction. The rate is determined by the Bank. In addition Authorize.net will charge a gateway fee.

Why BlueSnap is a Smart Authorize.net Alternative Processing

As your business grows, you need the power of multiple bank connections to ensure you are maximizing payment conversions. BlueSnap’s Intelligent Payment Routing leverages multiple global banks to ensure that every transaction that can be approved, is approved. Authorize.net is limited to the single acquiring bank you separately select and manage.  This traditional approach severely hampers your conversion opportunities and increases the likelihood of payment processing declines.

BlueSnap’s Powered Buy Platform™ was designed to fight checkout abandonment and convert more shoppers to buyers, globally, which is why we also support payment processing in 100 currencies versus Authorize.net limited acquiring functionality.

With alternative payments predicted to account for as much as 50% of eCommerce sales by 2020, BlueSnap accepts a host of payment types ranging from cards to ACH and local bank transfers as well as local eCommerce payment options including global wallets such as Visa Checkout, MasterPass, AMEX Express Checkout and Apple Pay. Authorize.net (due to the competitive position of Visa – their parent) is not working to support all these emerging wallets – focusing rather on Visa Checkout and a few others.

User Experience and Integration

BlueSnap has invested heavily in developing a RESTful API that gives developers the control to build the right user experience while retaining the power and functionality of the Powered Buy Platform™. The result is a world-class set of payment services accessible through an elegant API that allows you to design the best checkout experience for your business – on desktop, mobile and beyond to embedded payment experiences.  With the Powered Buy Platform™ you get an elegant API to access the power of a global payments platform designed to solve checkout abandonment.

The Powered Buy Platform™ can also support a full range of call center, email and invoice payments.  Like Authorize.net, the Powered Buy Platform™ provides virtual terminal solutions and other must-haves for businesses who run online self-service checkout alongside customer-assisted sales.  The Powered Buy Platform™ functionality allows for a simple transition from Authorize.net.

Subscriptions

BlueSnap offers recurring payment capabilities plus a full subscription engine for more complex requirements — something you won’t find with Authorize.net.

Security and Compliance

BlueSnap has the most robust implementation of Kount, the leading fraud and risk management solution in the eCommerce space. By leveraging the expertise and capabilities of Kount, the Powered Buy Platform™ gives you the most control over your fraud risk, with options allowing you to:

  1. Leave complete oversight of your fraud management to the experts at BlueSnap
  2. Customize rules through the configurable fraud module
  3. Enable your in-house fraud agents with enterprise Kount

BlueSnap, much like Authorize.net, is PCI Level 1 compliant. In addition, we offer tokenization and vaulting to add an extra layer of protection.

Pricing and Support

A huge benefit that BlueSnap offers its merchants is full global merchant support. With support staff located around the world, we are always available and ready to assist you with your payment gateway and merchant account questions.

At BlueSnap, we also offer the unique benefit of dedicated account management as well as consolidated reconciliation for all payment types and currencies.

So, if you are looking for a strong Authorize.net alternative, consider BlueSnap. Contact us today to learn more.