All businesses looking to sell products online need to open a merchant account to accept card payments. A merchant account is an account provided by your payment processor that receives the funds from your card sales.
Merchant accounts are sometimes confused with payment gateways. Although payment gateways are also a necessity for merchants selling online, they serve a slightly different function. A payment gateway is the mechanism that allows your shoppers to securely send their payment data to the payment processor. Read this article to learn more about merchant account vs payment gateway.
If you are an eCommerce merchant, you need both a merchant account and a payment gateway; BlueSnap provides both.