Get Wicked Smaht, With Intelligent Payment Routing!

Who's conducting your payments? Learn more in The Sound of Seamless Payments: Global Payment Orchestration. Access the Whitepaper


Get Wicked Smaht, With Intelligent Payment Routing!

Written by: Marielle Mekkaoui

Got international shoppers? Even if you don’t think you do – you might be shocked. Whether customers may be visiting the country your site is located in for vacation and want to do a little online shopping, or just simply wanting to shop cross-border, there are many ways that international shoppers can find their way onto your site.


For example, have you ever thought that an American consumer could want to buy a vacation to Ireland on an Irish travel site to make sure they get the full experience of the brogue? Unfortunately, since he’s American, he doesn’t have an Irish credit card – and since the Irish travel site isn’t wicked smaht, they run into some issues. The customer can’t get his trip simply because the Irish travel site isn’t connected to an American bank.


Sounds intriguing, right? Check out this video on Intelligent Payment Routing and how it could fix this whole mess, and get the shopper travelling to Ireland right away:



So, What Is Intelligent Payment Routing?

With our flexible processing engine and our extensive Payment Analytics, we are able to route transactions to the best acquiring bank to ensure maximum payment success. Intelligent Payment Routing is used to ensure that transactions go to the acquiring bank that is most likely to approve a transaction – as well as support “failover transactions” so that if one acquiring bank declines a transaction another might approve it. In doing so, global merchants can accept shoppers from anywhere and increase their percentage of approved transactions.


Intelligent Payment routing


How Can It Help Me?

First, we board you to the right acquiring banks based on characteristics about your company. These include your location, your product or service, and which regions of the world you are selling into. Then, when a shopper comes to your site and chooses “buy now”, we route the transaction to the best acquiring bank using the merchant location, shopper region, currency and card type as key factors to optimize payment approval. If the transaction fails, it is automatically routed to a different one in real-time. If the decline is due to outdated card information, we would send the card for an update (via our Account Updater feature) and retry the transaction when we receive updated information. All of these retries happen in real-time and are invisible to the shopper.


What Else Can I Do?

Additional intelligence about your transactions is gathered using our Payment Analytics. These Analytics help us identify areas where you can further improve your payment success. For example: Is your checkout page set up correctly to capture the shopper’s currency? Are your price points and subscription plans influencing your conversions?


All businesses are looking to increase their payment conversions and often struggle for the best ways to do so. Intelligent payment routing is one way we can help increase your payment success rates. Don’t miss out on the potential 40% uplift that intelligent payment routing, and simple things identified by our Payment Analytics can change for your business. Want to learn more about intelligent payment routing? Simple, talk to one of our conversion consultants.

  • Hidden
  • This field is for validation purposes and should be left unchanged.

Talk to a Payments Expert